GPay Limit Per Day 2025: How Much Can You Send Daily?

Have you ever noticed how Google Pay has made paying for things so much easier? Whether it’s paying for your midnight cravings, splitting bills with friends, or buying fresh veggies from the local market, GPAY has your back. But wait, have you ever hit that invisible wall—the dreaded Gpay limit per day?

How much is the GPay transaction limit in 2025, and is there a way to increase the Google transaction limit?

Let’s take a closer look and find out the Google Pay limit for 2025!

Google Pay (GPay) Transaction Limit Per Day- 2025

Ever been in a checkout line, only to see that message: “Exceeded daily limit”?

We’ve all been there.

Google has a daily and monthly GPay transaction limit.

The Google Pay (GPay) limit per day for money transfers in India is ₹1,00,000. 

Additionally, you can perform a maximum of 20 transactions through GPay or any other UPI app within a 24-hour period.

In India, the GPay limit per day for money transfers is set at ₹1 lakh (₹1,00,000) for most major banks. However, if you’re a new user or have recently changed your phone or mobile number, your GPay transfer limit is capped at ₹5,000 for the first 24 hours.

Additionally, users are restricted to a maximum of 20 transactions within a 24-hour period across Google Pay and other UPI apps. For added security, the Google Pay limit per day for request transactions is set at ₹2,000 through the Virtual Payment Address (VPA) in UPI. This helps ensure that users stay within the Google Pay transaction limit and enjoy a safe experience.

GPay Limit For the First Time New Users and First-Time Transactions

When you first download and register on Google Pay, your initial transaction limit is ₹1,00,000. 

This Google Pay limit per day applies to all UPI transactions, including those made through Google Pay. If you’re wondering what are the Gpay limits, here are the latest rules related to the Gpay limit in India!

Have a look at these:-

• Transaction amount: The maximum amount you can send or receive in a day is ₹100,000.
• Transaction frequency: You can make up to 20 transactions per day.
• Request money: You can request up to ₹2,000 per day.
• New users: If you’re a new user or have recently changed your phone or mobile number, your GPay transfer limit is capped at ₹5,000 for the first 24 hours.

What happens if you reach the limit?

You won’t be able to make any more transactions until the next day. Alternatively, you can try breaking your payments across multiple days.

How can you increase your Gpay transaction limit?

You can contact your bank and request a limit increase. Your bank will assess your risk profile and may grant a higher Google Pay transaction limit.

What if you’re having trouble making a transaction?

First, check if you’ve reached your Google Pay daily limit or if your bank has its own limits. If you’re still having issues, contact Google Pay support for assistance.

As part of the setup process, you might need to transfer ₹1 to Google Pay to complete the setup. This ₹1 will be refunded back to your account later on.

Requesting Money From a Google Pay Contact

You can ask someone for money using Google Pay. 

Here’s how you can do it:

1. Open the Google Pay app on your phone.
2. Swipe up from the bottom of the screen.
3. Tap on the picture of the person you want to request money from.
4. You can also find them by searching their name, phone number, or UPI ID.
5. Then, tap “Request” at the bottom.
6. Enter the amount you need and why.
7. Tap “Request” again.
8. You’ll get a notification from Google Pay when they respond to your request.

How Google Pay Limits Work: Daily, Transaction, and Request Limits

Here is a brief overview of how the gpay transaction limits actually work:

Transaction Type	Situation	Explanation
Daily GPay Transaction Count Limit	Let us say you’ve completed 12 transactions by 3 PM. If you make eight more transactions by 10 PM, you’ll hit the 20-transaction daily limit.	Once you reach the 20-transaction limit, you can’t make any more transactions until 3 PM the next day (24 hours later).
Google Pay Daily Transfer Amount Limit	You’ve already transferred ₹35,000 using another UPI app. You want to send ₹75,000 today. However, your remaining GPay limit for the day is ₹65,000.	The total limit across all UPI apps is ₹1 lakh.
Per-Transaction Limit on Google Pay	As a new user, you want to transfer ₹5,500 in one go, but the cap is ₹5,000 for the first 24 hours. After 24 hours, the limit increases to ₹1 lakh.	Initially, the GPay transfer limit per transaction is ₹5,000 for new users. It increases to ₹1 lakh after 24 hours.

Daily UPI Limit- 2025

The daily UPI limit for all UPI apps is ₹1,00,000. Therefore, any transactions that you make from UPI or other than Google Pay also affect your pay transaction limit.

For instance, if you send ₹30,000 using one UPI app on a given day, your GPay transfer limit for that day will decrease to ₹70,000.

Keep in mind that these transaction limits can vary depending on the bank you use.

How to Check GPay Limit Per Day- 2025

Here is a table that shows the gpay limit per day for 143 banks across India; you can check your bank below:

Bank-Specific Google Pay Limits- 2025

Transaction Limit (INR)	Banks
₹100,000	Aditya Birla Idea Payments Bank, Airtel Payments Bank, Allahabad Bank, Andhra Bank, Andhra Pradesh Grameena Vikas Bank, Apna Sahakari Bank, Axis Bank, Bank of Baroda, Bank of Maharashtra, Canara Bank, Catholic Syrian Bank, Central Bank of India, Chaitanya Godavari Grameena Bank, Chhattisgarh Rajya Gramin Bank, Citibank Retail, City Union Bank, COASTAL LOCAL AREA BANK LTD, Corporation Bank, DBS Digi Bank, Dena Bank, Dhanlaxmi Bank Ltd, Dombivali Nagrik Sahakari Bank, Equitas Small Finance Bank, ESAF Small Finance Bank, Federal Bank, FINO Payments Bank, G P Parsik Bank, HDFC, ICICI Bank, IDBI Bank, IDFC, Indian Bank, Indian Overseas Bank, IndusInd Bank, Jana Small Finance Bank, Jio Payments Bank, Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd, Karnataka Bank, Karur Vysaya Bank, Kashi Gomti Samyut Gramin Bank, Kotak Mahindra Bank, Langpi Dehangi Rural Bank, Madhya Bihar Gramin Bank, Maharashtra Grameen Bank, Maniur Rural Bank, Maratha Co-Op Bank, Meghalaya Rural Bank, Mizoram Rural Bank, Oriental Bank of Commerce, Paytm Payments Bank, Punjab and Maharastra Co-Op Bank, Punjab National Bank, Purvanchal Bank, Rajkot Nagari Sahakari Bank Ltd, Samruddhi Co-Op Bank Ltd, Sarva Haryana Gramin Bank, Sarva UP Gramin Bank, Saurashtra Gramin Bank, Shree Kadi Nagarik Sahakari Bank Ltd, South Indian Bank, Standard Chartered, SBI / State Bank of India, Suco Souharda Sahakari Bank, Suryoday Small Finance Bank Ltd, Suvarnayug Sahakari Bank Ltd, Syndicate Bank, Tamilnadu Mercantile Bank, Telangana Gramin Bank, Telangana State Co-Operative Apex Bank, Thane Bharat Sahakari Bank, The Ahmedabad Mercantile Co-Op Bank Ltd, The Andhra Pradesh State Co-Operative, The Baroda Central Co-Operative Bank Ltd, The Gujarat State Co-Operative Bank Limited, The Hasti Co-operative Bank Ltd, The Kalyan Janta Sahkari Bank, The Lakshmi Vilas Bank Limited, The Mehsana Urban Co-Operative Bank, The Surat People’s Co-Op. Bank Ltd, The Sutex Co-Op Bank, The Thane Janta Sahakari Bank Ltd (TJSB), The Udaipur Mahila Samridhi Urban Co-Op Bank Ltd, The Udaipur Mahila Urban Co-Op Bank Ltd, The Varachha Co-Op Bank Ltd, The Vishweshwar Sahakari Bank Ltd, UCO Bank, Ujjivan Small Finance Bank Limited, Vasai Vikas Co-Op Bank Ltd, YES Bank
₹70,000	United Bank of India
₹50,000	Adarsh Co-Op Bank Ltd, Allahabad UP Gramin Bank, Bhilwara Urban Co-Operative Bank LTD, Kaveri Grameena Bank, Punjab Gramin Bank, Tamilnadu Mercantile Bank, The Cosmos Co-Operative Bank LTD, Vijaya Bank
₹40,000	Allahabad UP Gramin Bank, Bassein Catholic Co-Op Bank, NKGSB Co-Op. Bank Ltd
₹20,000	Andhra Pragathi Grameena Bank, Assam Gramin VIkash Bank, J&K Grameen Bank, Kerala Gramin Bank, Paschim Banga Gramin Bank, Pragathi Krishna Gramin Bank, The SVC Co-Operative Bank Ltd, Tripura Gramin Bank, Vananchal Gramin Bank
₹10,000	Punjab and Sind Bank

Google Pay Limit for Business Transactions

While the maximum GPay transaction limit between individuals or with most businesses is ₹1 lakh daily, certain Payment to Merchant (P2M) transactions, such as credit card payments, loan repayments, and capital market transactions, have a higher limit of ₹2 lakhs.

GPay Limit on Peer-to-Merchant (P2M) Transactions

Google Pay (GPay) sets limits on peer-to-merchant transactions to ensure safety and security while transferring money to businesses or merchants. These Gpay transaction limits vary based on user verification, regional rules, etc.

Type of Transaction	Google Pay Limit
Peer-to-Peer Transactions	₹1 lakh daily (GPay limit per day)
Merchant Payments	₹1 lakh daily (Google Pay transaction limit)
Credit Card Payments	₹2 lakh daily (GPay transfer limit)
Loan Repayments	₹2 lakh daily (Google Pay limit per day)
Capital Market Transactions	₹2 lakh daily (Google Pay daily limit)

Self-Transfer Limit in Google Pay

For self-transfers within Google Pay:

• The limits are the same as standard transaction limits.
• You can transfer money between your own bank accounts added to Google Pay, with a maximum of ₹1,00,000 per transaction and up to 20 transactions per day.

How to Increase Your GPay Limit?

To increase your Google Pay transaction limit, you must contact your bank. The bank will review your account and may approve a higher limit if needed.

Steps to Increase Google Pay Limit:

1. Provide your bank with all necessary documents for identity verification.
2. Link your bank account to your GPay account.
3. Request a higher GPay transaction limit.
4. The bank may ask for more information and verify your details before approving the increase.

Knowing the Google Pay daily limit helps ensure a smoother transaction experience.  However, these steps may vary based on your location and the policies of Google Pay and your bank.

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Conclusion

Understanding the GPay limit per day is crucial for managing your financial transactions effectively.  If you need to increase your GPay transaction limit, you can respond to credit limit warnings, contact Google for a limit increase, and provide the necessary documentation for review. However, you must be aware of the OTP frauds while using google pay for sending or receiving money. 

GPay Transaction Limit 2025- FAQs

Source– google.com

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