6 Ways to Check Your Vehicle Insurance Status Online

If you are a first-time vehicle owner or someone who can’t remember your vehicle insurance details, don’t worry. There are several ways to check vehicle insurance status online. 

Insurance providers, the IIB web portal, Parivahan Sewa, and mobile apps let you quickly do a Vahan insurance check.

Here are the steps to do your online vehicle insurance checks in India through different platforms.

How to Check Insurance Validity in India?

Ways to Check Vehicle Insurance Status Online

Now, with the internet and digital tech, your vahan insurance check is super easy. You can easily watch when your vahan insurance expires and needs renewal.

But how do you conduct vehicle insurance status checks?

There are six ways to check vehicle insurance status online:

• Check Vehicle Insurance Status Online Through Insurance Providers
• Check Vehicle Insurance Status Online Via IIB web portal
• Check Vehicle Insurance Status Online Via Parivahan Sewa
• Check Vehicle Insurance Status Online on the mParivahan App
• Check Vehicle Insurance Status Online Via VAHAN
• Check Vehicle Insurance Status Online Through the RTO Website 

Check Vehicle Insurance Details Through Insurance Providers

Here’s a simple guide to your Vahan insurance check through your insurance provider:

Step 1: You need to keep your provider’s name and policy number handy. You can grab these details from your policy document.

If you can’t find these, you must contact your insurance agent or call your insurer’s customer care.

Step 2: Visit your insurance company’s website. You must log in using your details, You can create an account if you don’t have one.

Step 3: Inside your account, you can see your vahan insurance policy number, coverage, premium, and more.

You can download or even print your policy document.

Step 4: If you prefer, call your insurer’s customer care and provide your policy number. They’ll help you with the information you need.

Keep in mind that this option might not be available all the time.

Step 5: Some insurers offer mobile apps. You can download the app, log in, and access your policy details there.

These are the simple steps for your Vahan insurance check. Remember, different insurers may have different processes.

Check Vehicle Insurance Status Online via the IIB Web Portal.

The IIB web portal helps you easily do a Vahan insurance check online.

IIB stands for the Insurance Information Bureau of India. It is an initiative of the Insurance Regulatory and Development Authority of India (IRDAI). It collects and shares insurance-related data.

For insurance status check online through the IIB web portal, follow these simple steps:

Step 1: Visit the official IIB web portal and ‘V-Seva’ from Quicklinks. 

Step 2: You will now be redirected to accidental vehicle information retrieval systems.

Step 3: You must fill in your details. This would be your name, email, mobile number, address, vehicle registration number (without special characters), accident date and place, etc.

Step 3: Click ‘Submit’.

Step 4: You’ll see your current or previous policy details, including the insurer’s name, policy number, policy period, claim status, and premium amount. You can also download or print these details for your reference.

That’s how you can easily check vehicle insurance status online using the IIB web portal.

Check Vehicle Insurance Status Online Via Parivahan Sewa

The Ministry of Road Transport & Highways has created a user-friendly platform called Parivahan Sewa. It helps Indian residents to do vahan insurance checks.

Here’s how you can check your vehicle insurance status:

Step 1: You must visit the official online Parivahan Sewa website at https://parivahan.gov.in/parivahan/.

Step 2: Click on the ‘Information Services’ tab in the menu.

Step 3: In the drop-down menu, select ‘Know Your Vehicle Details.’

Step 4: You’ll be redirected to the Vahan NR E-Services site.

Step 5: Login by entering your registered mobile number.

Step 6: After logging in, you must provide the verification code and your vehicle’s registration number.

Step 7: Now, select the ‘Search Vehicle’ option.

Step 8: On the next page, you’ll find information about your vehicle and the expiration date of your insurance coverage.

With these simple steps, you can easily check your vehicle insurance status on the Parivahan Sewa website. 

Check Vehicle Insurance Status Online on the mParivahan App

You can check the vehicle insurance status through the mParivahan mobile app.

Here are the steps for the same:

• Download and install the mParivahan app on your phone.
• Choose your preferred language and tap ‘Continue.’
• You’ll be taken to the main dashboard with two options to check your car insurance.
• You can either enter your vehicle’s registration number or your driving license number.
• Input the chosen number and click ‘Search.’
• Sign in with your registered mobile number to proceed.
• After signing in, you can view your car insurance details and validity through the app.

You’ll see your vehicle details and check the validity of your insurance.

Check Vehicle Insurance Status Online Via VAHAN

You can easily use the VAHAN website to check your vehicle insurance status online.

Here’s how:

Step 1: Visit the VAHAN e-services official portal.

Step 2: Click ‘Know Your Vehicle Details.’

Step 3: You must log in using your mobile phone or simply create a new account.

Step 4: Enter your vehicle’s registration number and the CAPTCHA code displayed on the screen to log in.

Step 5: Click the ‘Search Vehicle’ button.

Step 6: Your vehicle insurance status shall be displayed on your screen. 

Using VAHAN to monitor your vehicle insurance status is simple. Just follow these six easy steps, and you’ll have all the information you need.

RTO Insurance Check Online

Here are simple steps to check vehicle insurance status online through the RTO’s official website:

1. Go to your State’s transport office’s official website.
2. Look for the ‘Online Services – For Citizens’ section.
3. Choose the option for ‘Vehicle Related Online Services.’
4. Click on the link labelled ‘VAHAN Citizen Services.’
5. Select the RTO where your vehicle is registered.
6. Navigate to the ‘Status’ tab and choose ‘Know your Vehicle Details.’
7. Enter your vehicle’s registration number, along with the chassis and engine numbers.

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How to Check Vehicle Insurance Status Offline?

If you prefer not to check your vehicle insurance status online, you can easily do so offline by contacting your RTO (Regional Transport Office) or your insurance provider. They can provide the necessary information. Here are some offline methods:

• Call your insurance company, share your car registration or policy number, and they will give you the insurance details.
• Visit your insurance provider’s office to get the policy information in person.

Importance of Checking Your Vehicle Insurance Status

Understanding the status of your vehicle’s insurance is crucial for several reasons:

1. Legal Compliance: It’s mandatory by law to have at least third-party insurance for your vehicle in India. Not adhering to this can lead to legal issues.
2. Avoiding Penalties: If your vehicle is uninsured, you could face hefty fines. Regular vehicle insurance status checks online help avoid such penalties.
3. Financial Security: In case of an accident, a vahan insurance check helps cover costs.

It’s not just about being on the right side of the law; it’s about safeguarding yourself, your finances, and others on the road.

Always keep your bike or car insurance in check to ensure you’re covered at all times.

Driving Without Insurance in India: Consequences You Should Know

Driving without insurance in India is a serious offence with strict penalties.

1. It’s Illegal: The law requires every vehicle on the road to have third-party insurance. 

If you don’t, you’re breaking the law.

2. Heavy Fines: If you’re caught without insurance, you could be fined.
3. Risk of Jail Time: In severe cases, driving without insurance could even lead to imprisonment.
4. License Issues: Your driving license could be suspended.
5. Paying for Damages: If you cause an accident, you’ll have to pay for any damage or injuries out of your own pocket, which can be very expensive.
6. Legal Troubles: You could face legal action, which means spending time and money on court proceedings.

To avoid these consequences, make sure your vehicle is insured. 

It’s not just about following the law; it’s about protecting yourself.

Always do vehicle insurance status checks online at regular intervals and renew your insurance on time!

Vehicle Registration and Insurance

Vehicle registration numbers are unique identifiers assigned by the Regional Transport Office (RTO) for each district. These numbers help identify both the vehicle and its owner. The format typically includes state and district codes followed by a sequence number.

For example, in “UP 32 GA 1988,” “UP” represents Uttar Pradesh, “32” is the district code, “GA” is the RTO code, and “1988” is the unique number for that vehicle.

You can check vehicle insurance status online using the registration number on these platforms.

Importance of Vahan Insurance Renewal

Timely renewal of vehicle insurance is crucial to ensure uninterrupted coverage and avoid legal issues.

A discount on the premium for not making any claims during the policy term.

Insurance coverage provides ongoing protection against risks like accidents and theft.

You can avoid fines and penalties for driving without valid insurance.

To ensure you are covered, it’s essential to check insurance regularly and understand how to check insurance validity for your vehicle.

Risks of Lapsed Insurance

Driving without valid insurance can result in serious consequences, including:

• Fines and Penalties: Legal fines and potential imprisonment for repeated offences.
• License Confiscation: Your driving license may be at risk of being revoked.
• Financial Risks: You become personally liable for damages and injuries in case of an accident without insurance coverage.

Vahan insurance check can help you keep track of your coverage and avoid lapses.

Conclusion

Whether you’re searching for a “Vahan insurance check” or simply want to “check insurance validity” or perform an “insurance status check online,” various user-friendly methods are available.

You can check the validity of your car insurance through Parivahan Sewa, Vahan, and IIB.

FAQs|Vahan Insurance Check

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